/* Objective Financiële Adviesgroep — basisstijl
   Wit en rustig, met een heidepaars accent. */

:root {
  --kop: #262B30;          /* koppen en logo */
  --heide: #7D5A80;        /* accent: links, knoppen, details */
  --heide-donker: #644666;
  --heide-zacht: #F3EEF3;  /* licht vlak voor één sectie */
  --wit: #FFFFFF;          /* achtergrond */
  --vlak: #F6F6F4;         /* footer en subtiele vlakken */
  --steen: #E4E3DE;        /* lijnen */
  --inkt: #2A2F33;         /* tekst */
  --grijs: #61686D;        /* secundaire tekst */

  --serif: "Newsreader", Georgia, "Times New Roman", serif;
  --sans: "Public Sans", system-ui, -apple-system, "Segoe UI", sans-serif;

  --maat: 68rem;
  --tekst: 38rem;
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

body {
  margin: 0;
  background: var(--wit);
  color: var(--inkt);
  font-family: var(--sans);
  font-size: 1.0625rem;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a { color: var(--heide); text-underline-offset: 0.18em; }
a:hover { color: var(--heide-donker); }

:focus-visible {
  outline: 3px solid var(--heide);
  outline-offset: 3px;
  border-radius: 2px;
}

h1, h2, h3 {
  font-family: var(--serif);
  font-weight: 500;
  color: var(--kop);
  line-height: 1.15;
  margin: 0 0 0.6em;
}
h1 { font-size: clamp(2.2rem, 5vw, 3.6rem); letter-spacing: -0.015em; }
h2 { font-size: clamp(1.75rem, 3.2vw, 2.4rem); letter-spacing: -0.01em; }
h3 { font-size: 1.3rem; }

p { margin: 0 0 1em; max-width: var(--tekst); }

.wrap {
  max-width: var(--maat);
  margin: 0 auto;
  padding: 0 1.25rem;
}

.skip {
  position: absolute; left: -999px; top: 0;
  background: var(--kop); color: #fff; padding: 0.6rem 1rem; z-index: 100;
}
.skip:focus { left: 1rem; top: 1rem; }

/* ---------- Header ---------- */
.site-header {
  background: var(--wit);
  border-bottom: 1px solid var(--steen);
}
.site-header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 4.5rem;
}
.merk {
  color: var(--kop);
  text-decoration: none;
  display: flex;
  flex-direction: column;
  line-height: 1.05;
}
.merk:hover { color: var(--kop); }
.merk-naam { font-family: var(--serif); font-size: 1.6rem; font-weight: 500; letter-spacing: 0.01em; }
.merk-sub { font-size: 0.8rem; color: var(--grijs); letter-spacing: 0.02em; }

.nav ul {
  list-style: none; margin: 0; padding: 0;
  display: flex; gap: 1.6rem; flex-wrap: wrap; align-items: center;
}
.nav a {
  color: var(--inkt); text-decoration: none; font-size: 0.95rem;
  padding: 0.3rem 0; border-bottom: 2px solid transparent;
}
.nav a:hover { border-bottom-color: var(--heide); color: var(--kop); }
.nav .nav-polismap {
  border: 1px solid var(--heide);
  color: var(--heide);
  padding: 0.4rem 0.8rem; border-radius: 3px;
}
.nav .nav-polismap:hover { background: var(--heide); color: #fff; }

.menu-knop { display: none; }

@media (max-width: 820px) {
  .menu-knop {
    display: inline-flex; align-items: center;
    background: none; color: var(--kop); border: 1px solid var(--steen);
    border-radius: 3px; padding: 0.45rem 0.8rem; font: inherit; font-size: 0.95rem; cursor: pointer;
  }
  .nav { display: none; width: 100%; padding-bottom: 1rem; }
  .nav.open { display: block; }
  .site-header .wrap { flex-wrap: wrap; }
  .nav ul { flex-direction: column; align-items: stretch; gap: 0; }
  .nav a { display: block; padding: 0.6rem 0; border-bottom: 1px solid var(--steen); }
  .nav .nav-polismap { border: 0; border-bottom: 1px solid var(--steen); padding: 0.6rem 0; border-radius: 0; }
  .nav .nav-polismap:hover { background: none; color: var(--heide-donker); }
}

/* ---------- Hero ---------- */
.hero {
  position: relative;
  padding: 4.5rem 0 5rem;
  overflow: hidden;
  background:
    radial-gradient(60rem 30rem at 85% 40%, var(--heide-zacht) 0%, rgba(243,238,243,0) 70%),
    var(--wit);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.35fr 1fr;
  gap: 4rem;
  align-items: center;
}
.hero-plaats {
  color: var(--heide);
  font-weight: 600;
  font-size: 0.95rem;
  margin-bottom: 1rem;
  display: flex; align-items: center; gap: 0.6rem;
}
.hero-plaats::before {
  content: ""; width: 2rem; height: 2px; background: var(--heide);
}
.hero h1 { max-width: 15ch; text-wrap: balance; font-size: clamp(2.4rem, 5.4vw, 4rem); }
.hero-intro { color: var(--grijs); font-size: 1.2rem; max-width: 34rem; }
.hero-acties {
  display: flex; flex-wrap: wrap; align-items: center; gap: 1rem 1.75rem;
  margin-top: 2rem;
}
.hero-bel {
  display: inline-flex; align-items: center; gap: 0.6rem;
  font-family: var(--serif);
  font-size: 1.7rem;
  color: var(--kop);
  text-decoration: none;
  font-variant-numeric: lining-nums tabular-nums;
  white-space: nowrap;
}
.hero-bel svg {
  width: 1.25rem; height: 1.25rem;
  fill: none; stroke: var(--heide); stroke-width: 1.8; stroke-linejoin: round;
}
.hero-bel:hover { color: var(--heide); }

.hero-beeld { margin: 0; position: relative; justify-self: center; width: 100%; max-width: 21rem; }
.boog {
  position: relative;
  aspect-ratio: 4 / 5;
  border-radius: 999px 999px 6px 6px;
  overflow: hidden;
  background: var(--steen);
  box-shadow: 1.25rem 1.25rem 0 var(--heide-zacht);
  outline: 1px solid rgba(125,90,128,0.25);
  outline-offset: 0.75rem;
}
.boog img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 30%; }
.naamkaart {
  position: absolute;
  left: -1.5rem; bottom: 2rem;
  background: var(--wit);
  padding: 0.85rem 1.1rem;
  border-left: 3px solid var(--heide);
  box-shadow: 0 10px 30px rgba(38,43,48,0.12);
  line-height: 1.3;
}
.naamkaart strong { display: block; font-family: var(--serif); font-weight: 500; font-size: 1.1rem; color: var(--kop); }
.naamkaart span { font-size: 0.85rem; color: var(--grijs); }

/* Feitenbalk */
.feiten {
  background: var(--kop);
  color: #fff;
}
.feiten-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
}
.feit {
  padding: 1.6rem 1.5rem;
  border-left: 1px solid rgba(255,255,255,0.14);
}
.feit:first-child { border-left: 0; padding-left: 0; }
.feit strong { display: block; font-family: var(--serif); font-weight: 400; font-size: 1.75rem; line-height: 1.1; }
.feit span { color: rgba(255,255,255,0.72); font-size: 0.95rem; }

.knop {
  display: inline-block;
  background: var(--heide);
  color: #fff;
  text-decoration: none;
  font-weight: 600;
  padding: 0.8rem 1.3rem;
  border-radius: 3px;
  border: 0;
  font-size: 1rem;
  font-family: inherit;
  cursor: pointer;
}
.knop:hover { background: var(--heide-donker); color: #fff; }

/* ---------- Secties ---------- */
section { padding: 4.5rem 0; }
section + section { border-top: 1px solid var(--steen); }
.feiten + section { border-top: 0; }
.intro { color: var(--grijs); font-size: 1.15rem; }

/* Diensten */
.diensten {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0 3.5rem;
  margin: 2.5rem 0 0;
}
.dienst {
  padding: 1.4rem 0;
  border-top: 1px solid var(--steen);
}
.dienst h3 { margin-bottom: 0.35rem; }
.dienst p { margin: 0; color: var(--grijs); }

/* Kenmerken */
.kenmerken-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 3rem;
  align-items: start;
}
.kenmerken ul { list-style: none; margin: 0; padding: 0; }
.kenmerken li {
  padding: 0.9rem 0;
  border-bottom: 1px solid var(--steen);
}
.kenmerken li strong { display: block; color: var(--kop); font-weight: 600; }
.kenmerken li span { color: var(--grijs); }
.certificaten { list-style: none; margin: 0.5rem 0 0; padding: 0; }
.kenmerken .certificaten li { padding: 0.15rem 0; border: 0; }

/* Werkwijze: echte volgorde, dus genummerd */
.stappen {
  list-style: none;
  counter-reset: stap;
  margin: 2.5rem 0 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
}
.stappen li {
  counter-increment: stap;
  position: relative;
  padding-top: 3.4rem;
}
.stappen li::before {
  content: counter(stap);
  position: absolute; top: 0; left: 0;
  width: 2.3rem; height: 2.3rem;
  display: grid; place-items: center;
  border-radius: 50%;
  background: var(--heide);
  color: #fff;
  font-family: var(--serif);
  font-size: 1.15rem;
  line-height: 1;
}
.stappen li::after {
  content: "";
  position: absolute; top: 1.15rem; left: 3rem; right: -1rem;
  height: 1px; background: var(--steen);
}
.stappen li:last-child::after { display: none; }
.stappen h3 { font-size: 1.15rem; margin-bottom: 0.3rem; }
.stappen p { font-size: 0.95rem; color: var(--grijs); margin: 0; }

/* Over */
.over-grid {
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: 3.5rem;
  align-items: start;
}
.over-beeld {
  max-width: 17rem;
  border-radius: 999px 999px 6px 6px;
  overflow: hidden;
  box-shadow: -1.25rem 1.25rem 0 var(--heide-zacht);
  margin-left: 1.25rem;
}
.over-foto {
  width: 100%;
  height: auto;
  aspect-ratio: 242 / 360;
  object-fit: cover;
}
.handtekening { font-family: var(--serif); font-size: 1.25rem; color: var(--kop); margin-top: 1.5rem; }
.handtekening span { display: block; font-family: var(--sans); font-size: 0.9rem; color: var(--grijs); }

/* Klantenservice */
.service-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  margin-top: 2.5rem;
}
.service-blok h3 { margin-bottom: 0.4rem; }
.service-blok p { color: var(--grijs); }
.formulieren { list-style: none; padding: 0; margin: 0; }
.formulieren li { padding: 0.45rem 0; border-bottom: 1px solid var(--steen); }
.formulieren a { text-decoration: none; }
.formulieren a:hover { text-decoration: underline; }

/* Contact */
.contact { background: #352838; color: #fff; }
.contact h2 { color: #fff; }
.contact a { color: #fff; }
.contact a:hover { color: #E3D2E4; }
.contact .contact-lead { color: rgba(255,255,255,0.75); }
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 3.5rem;
}
.contact dl { margin: 0; display: grid; grid-template-columns: max-content 1fr; gap: 0.5rem 1.5rem; }
.contact dt { color: rgba(255,255,255,0.6); }
.contact dd { margin: 0; }

.formulier {
  background: var(--wit);
  color: var(--inkt);
  padding: 2rem;
  box-shadow: 0 20px 50px rgba(0,0,0,0.25);
}
.contact .formulier a { color: var(--heide); }
.formulier h3 { margin-bottom: 1.2rem; }
.formulier label { display: block; font-size: 0.95rem; margin-bottom: 0.3rem; }
.formulier input, .formulier textarea, .formulier select {
  width: 100%;
  font: inherit;
  padding: 0.7rem 0.8rem;
  border: 1px solid #CFCDC6;
  background: var(--wit);
  color: var(--inkt);
  border-radius: 3px;
  margin-bottom: 1rem;
}
.formulier input:focus, .formulier textarea:focus, .formulier select:focus {
  outline: 2px solid var(--heide); outline-offset: 1px; border-color: transparent;
}
.formulier .twee { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.formulier .klein { font-size: 0.85rem; color: var(--grijs); }
.verborgen { position: absolute; left: -9999px; }

/* ---------- Footer ---------- */
.site-footer {
  background: var(--vlak);
  border-top: 1px solid var(--steen);
  color: var(--grijs);
  font-size: 0.9rem;
  padding: 2.5rem 0;
}
.site-footer strong { color: var(--kop); }
.site-footer a { color: var(--inkt); }
.site-footer a:hover { color: var(--heide); }
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 2rem;
}
.site-footer p { margin: 0 0 0.4rem; }
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin-bottom: 0.4rem; }
.footer-onder { margin-top: 2rem; padding-top: 1.2rem; border-top: 1px solid var(--steen); }

/* ---------- Juridische pagina ---------- */
.juridisch main { padding: 0; }
.juridisch article h2.sub { margin-top: 2.5rem; }
.juridisch-grid {
  display: grid;
  grid-template-columns: 14rem 1fr;
  gap: 3.5rem;
  align-items: start;
}
.inhoud {
  position: sticky; top: 1.5rem;
  border-left: 2px solid var(--steen);
  padding-left: 1rem;
}
.inhoud ul { list-style: none; padding: 0; margin: 0; }
.inhoud li { margin-bottom: 0.5rem; }
.inhoud a { text-decoration: none; color: var(--grijs); }
.inhoud a:hover { color: var(--heide); }
.juridisch article { padding-bottom: 2.5rem; margin-bottom: 2.5rem; border-bottom: 1px solid var(--steen); scroll-margin-top: 1.5rem; }
.juridisch article:last-child { border-bottom: 0; }
.gegevens { display: grid; grid-template-columns: max-content 1fr; gap: 0.4rem 1.5rem; margin: 0 0 1.2rem; }
.gegevens dt { color: var(--grijs); }
.gegevens dd { margin: 0; }

/* ---------- Responsief ---------- */
@media (max-width: 960px) {
  .stappen { grid-template-columns: 1fr 1fr; gap: 2rem; }
  .stappen li::after { display: none; }
  .service-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 820px) {
  section { padding: 3.25rem 0; }
  .hero-grid, .kenmerken-grid, .over-grid, .contact-grid, .juridisch-grid { grid-template-columns: 1fr; gap: 2rem; }
  .hero { padding: 2.5rem 0 3.5rem; }
  .hero-beeld { max-width: 15rem; justify-self: start; margin-left: 1.5rem; }
  .naamkaart { left: -1.5rem; bottom: 1.25rem; }
  .feiten-grid { grid-template-columns: 1fr; }
  .feit, .feit:first-child { border-left: 0; padding: 1rem 0; border-top: 1px solid rgba(255,255,255,0.14); }
  .feit:first-child { border-top: 0; }
  .diensten { grid-template-columns: 1fr; }
  .stappen { grid-template-columns: 1fr; gap: 0; }
  .stappen li { padding: 0.25rem 0 1.5rem 3.4rem; }
  .service-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .inhoud { position: static; }
  .formulier { padding: 1.5rem; }
  .formulier .twee { grid-template-columns: 1fr; gap: 0; }
}

/* ---------- Losse pagina's ---------- */
body { display: flex; flex-direction: column; min-height: 100vh; }
main { flex: 1; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: var(--vlak);
  border-bottom: 1px solid var(--steen);
}
.nav a[aria-current="page"] { border-bottom-color: var(--heide); color: var(--kop); }
.nav .nav-polismap[aria-current="page"] { background: var(--heide); color: #fff; }

.pagina { padding: 4rem 0 5rem; }
.pagina:not(.contact) {
  background:
    radial-gradient(50rem 22rem at 90% 0%, var(--heide-zacht) 0%, rgba(243,238,243,0) 70%),
    var(--wit);
}
.pagina h1 { font-size: clamp(2.2rem, 4.6vw, 3.2rem); }
.contact.pagina h1 { color: #fff; }
.juridisch-grid h1 { font-size: clamp(2rem, 4vw, 2.8rem); }

@media (max-width: 820px) {
  .pagina { padding: 2.75rem 0 3.5rem; }
  .nav a[aria-current="page"] { color: var(--heide); }
  .nav .nav-polismap[aria-current="page"] { background: none; color: var(--heide); }
}

.inhoud a[aria-current="page"] { color: var(--heide); font-weight: 600; }

/* ---------- Abonnementen ---------- */
.abo-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  margin-top: 2.5rem;
}
.abo {
  background: var(--wit);
  border: 1px solid var(--steen);
  padding: 2rem;
}
.abo-uitgelicht { border: 2px solid var(--heide); }
.abo h2 { font-size: 1.6rem; margin-bottom: 0.2rem; }
.abo-sub { color: var(--heide); font-weight: 600; font-size: 0.95rem; margin-bottom: 1rem; }
.abo ul { padding-left: 1.2rem; margin: 0; }
.abo li { margin-bottom: 0.45rem; }
.abo-onder {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 3rem;
  margin-top: 3rem;
}
.abo-onder h2, .form-groep h2 { font-size: 1.35rem; }

/* Documentenlijsten */
.documenten { list-style: none; padding: 0; margin: 0; }
.documenten li {
  display: flex; justify-content: space-between; align-items: baseline; gap: 1rem;
  padding: 0.6rem 0;
  border-bottom: 1px solid var(--steen);
}
.documenten li:first-child { border-top: 1px solid var(--steen); }
.documenten a { text-decoration: none; }
.documenten a:hover { text-decoration: underline; }
.documenten span { font-size: 0.8rem; color: var(--grijs); flex-shrink: 0; }

/* Formulieren */
.form-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2.5rem 3.5rem;
  margin-top: 2.5rem;
}

.knop-rand { background: none; color: var(--heide); border: 1px solid var(--heide); }
.knop-rand:hover { background: var(--heide); color: #fff; }

/* Menu met zeven knoppen */
.nav ul { gap: 1.25rem; }
@media (max-width: 1080px) and (min-width: 821px) {
  .nav ul { gap: 0.9rem; }
  .nav a { font-size: 0.88rem; }
}

@media (max-width: 820px) {
  .abo-grid, .abo-onder, .form-grid { grid-template-columns: 1fr; gap: 2rem; }
}

/* ---------- Kleurvlakken ---------- */
:root {
  --heide-midden: #E7DCE8;
  --aubergine: #352838;
}

/* Licht paars tekstvak met accentlijn */
.accentvak {
  background: var(--heide-zacht);
  border-left: 4px solid var(--heide);
  padding: 1.1rem 1.4rem;
  color: var(--inkt);
  border-radius: 0 4px 4px 0;
}
.intro.accentvak { max-width: 44rem; }
.accentvak.blok { padding: 1.5rem 1.75rem; max-width: none; }
p.accentvak.blok { max-width: 34rem; }

/* Kaarten */
.kaart { padding: 1.75rem; border-radius: 4px; }
.kaart-licht { background: var(--heide-zacht); border-color: transparent; }
.kaart-donker { background: var(--aubergine); color: rgba(255,255,255,0.85); border-color: transparent; }
.kaart-donker h2, .kaart-donker h3 { color: #fff; }
.kaart-donker p { color: rgba(255,255,255,0.8); }
.kaart-donker a:not(.knop) { color: #fff; }
.kaart-donker .abo-sub { color: #D9C2DB; }
.abo.kaart-licht { border: 0; }
.abo.kaart-donker { border: 0; }

.knop-wit { background: #fff; color: var(--aubergine); }
.knop-wit:hover { background: var(--heide-midden); color: var(--aubergine); }

/* Formuliergroepen in kaarten */
.form-groep.kaart .documenten li { border-color: rgba(125,90,128,0.22); }
.form-grid { gap: 1.5rem; }

/* Werkwijze-stappen als kaarten */
.stappen-kaart { gap: 1.25rem; }
.stappen-kaart li {
  background: var(--heide-zacht);
  padding: 4rem 1.4rem 1.5rem;
  border-radius: 4px;
}
.stappen-kaart li::before { top: 1.4rem; left: 1.4rem; }
.stappen-kaart li::after { display: none; }
.stappen-kaart li:nth-child(even) { background: var(--heide-midden); }

/* Naamkaartje bij Over ons */
.naamvak {
  display: inline-block;
  background: var(--heide-zacht);
  border-left: 4px solid var(--heide);
  padding: 0.9rem 1.3rem;
}

/* Afsluitende kleurband */
.cta-band {
  background: var(--aubergine);
  color: #fff;
  padding: 3rem 0;
  border-top: 0;
}
.cta-band h2 { color: #fff; font-size: clamp(1.5rem, 2.8vw, 2rem); margin-bottom: 0.3rem; }
.cta-band p { color: rgba(255,255,255,0.75); margin: 0; }
.cta-grid { display: flex; justify-content: space-between; align-items: center; gap: 2rem; flex-wrap: wrap; }
.cta-acties { display: flex; align-items: center; gap: 1.5rem; flex-wrap: wrap; }
.cta-bel { color: #fff; font-family: var(--serif); font-size: 1.25rem; text-decoration: none; }
.cta-bel:hover { color: #E3D2E4; }
section + .cta-band { border-top: 0; }

@media (max-width: 960px) {
  .stappen-kaart li { padding: 1.4rem 1.4rem 1.4rem 4.2rem; }
  .stappen-kaart li::before { top: 1.3rem; left: 1.3rem; }
}
@media (max-width: 820px) {
  .stappen-kaart { gap: 0.9rem; }
}

/* ---------- Meer kleur, zonder extra vlakken ---------- */
:root { --kop: #3D2B42; }               /* koppen in diep aubergine i.p.v. grijs */

.site-header { border-top: 4px solid var(--heide); }
.feiten { background: var(--aubergine); }
.site-footer { border-top: 4px solid var(--heide); }

/* Korte paarse streep onder elke paginatitel */
.pagina h1::after,
.hero h1::after {
  content: "";
  display: block;
  width: 3.5rem;
  height: 3px;
  background: var(--heide);
  margin-top: 0.9rem;
}
.contact.pagina h1::after { background: #C7A9C9; }

/* Paginakop met iets sterkere paarse gloed */
.pagina:not(.contact) {
  background:
    radial-gradient(55rem 26rem at 92% -5%, var(--heide-midden) 0%, rgba(231,220,232,0) 65%),
    var(--wit);
}
.hero {
  background:
    radial-gradient(60rem 32rem at 85% 40%, var(--heide-midden) 0%, rgba(231,220,232,0) 68%),
    var(--wit);
}

/* Diensten: paarse lijnen en titels */
.dienst { border-top: 2px solid var(--heide-midden); }
.dienst h3 { color: var(--heide-donker); }

/* Waarom klanten blijven: paarse vinkjes */
.kenmerken li strong { color: var(--heide-donker); position: relative; padding-left: 1.6rem; }
.kenmerken li strong::before {
  content: "";
  position: absolute; left: 0; top: 0.3em;
  width: 0.9rem; height: 0.5rem;
  border-left: 2px solid var(--heide); border-bottom: 2px solid var(--heide);
  transform: rotate(-45deg);
}
.kenmerken li > span { padding-left: 1.6rem; display: block; }
.kenmerken .certificaten { padding-left: 1.6rem; }

/* pdf-labels als kleine paarse labels */
.documenten span {
  background: var(--heide-zacht);
  color: var(--heide-donker);
  font-weight: 600;
  font-size: 0.72rem;
  padding: 0.15rem 0.5rem;
  border-radius: 999px;
}
.kaart-licht .documenten span { background: #fff; }

/* Footerkoppen en adres in kleur */
.site-footer strong { color: var(--kop); }

/* ---------- Homepage: waarmee wij ons onderscheiden ---------- */
.onderscheid {
  background:
    linear-gradient(180deg, var(--heide-zacht) 0%, #FAF7FA 100%);
  padding: 4.5rem 0 5rem;
  border-top: 0;
}
.punten {
  list-style: none; margin: 0; padding: 0;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2.5rem 2.25rem;
}
.punten-kop h2 { margin-bottom: 0.6rem; font-size: clamp(1.6rem, 2.4vw, 2rem); }
.punten-kop p { font-size: 0.98rem; }
.punten-kop h2::after {
  content: ""; display: block; width: 3rem; height: 3px;
  background: var(--heide); margin-top: 0.8rem;
}
.punten-kop p { color: var(--grijs); }
.punt {
  position: relative;
  padding-top: 3.1rem;
  border-top: 2px solid var(--heide-midden);
}
.punt::before {
  content: "";
  position: absolute; top: 1rem; left: 0;
  width: 1.6rem; height: 1.6rem;
  border-radius: 50%;
  background: var(--heide);
}
.punt::after {
  content: "";
  position: absolute; top: 1.42rem; left: 0.47rem;
  width: 0.62rem; height: 0.32rem;
  border-left: 2px solid #fff; border-bottom: 2px solid #fff;
  transform: rotate(-45deg);
}
.punt h3 { font-size: 1.15rem; color: var(--heide-donker); margin-bottom: 0.35rem; }
.punt p { color: var(--grijs); font-size: 0.95rem; margin: 0; }
.punt a { white-space: nowrap; }

@media (max-width: 960px) {
  .punten { grid-template-columns: repeat(2, 1fr); }
  .punten-kop { grid-column: 1 / -1; }
}
@media (max-width: 560px) {
  .onderscheid { padding: 3.25rem 0 3.5rem; }
  .punten { grid-template-columns: 1fr; gap: 1.75rem; }
}

/* Privacyverklaring */
.privacy ul { padding-left: 1.2rem; max-width: 40rem; margin: 0 0 1em; }
.privacy li { margin-bottom: 0.45rem; }
.privacy li ul { margin-top: 0.5rem; }
.privacy .laatst { color: var(--grijs); font-size: 0.9rem; }
.privacy h2.sub { margin-top: 2.25rem; font-size: 1.4rem; }

/* ---------- Logo linksboven: subtiel klikbaar ---------- */
.merk { position: relative; padding-bottom: 0.25rem; }
.merk .merk-naam { transition: color 0.2s ease; }
/* lijntje onder "Objective" */
.merk::after {
  content: "";
  position: absolute;
  left: 0; bottom: 0;
  width: 0; height: 2px;
  background: var(--heide);
  transition: width 0.25s ease;
}
/* klein huisje achter "Financiële Adviesgroep" */
.merk .merk-sub { display: inline-flex; align-items: center; gap: 0.35rem; }
.merk .merk-sub::after {
  content: "";
  width: 0.75rem; height: 0.75rem;
  background: var(--heide);
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M3 11l9-7 9 7'/%3E%3Cpath d='M5 10v10h14V10'/%3E%3Cpath d='M10 20v-6h4v6'/%3E%3C/svg%3E") center / contain no-repeat;
          mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M3 11l9-7 9 7'/%3E%3Cpath d='M5 10v10h14V10'/%3E%3Cpath d='M10 20v-6h4v6'/%3E%3C/svg%3E") center / contain no-repeat;
  background: #A9A2AB;
  opacity: 1;
  transition: background-color 0.2s ease, transform 0.2s ease;
}
.merk:hover .merk-naam, .merk:focus-visible .merk-naam { color: var(--heide-donker); }
.merk:hover::after, .merk:focus-visible::after { width: 2.6rem; }
.merk:hover .merk-sub::after, .merk:focus-visible .merk-sub::after { background: var(--heide); transform: translateY(-1px); }
@media (prefers-reduced-motion: reduce) {
  .merk .merk-naam, .merk::after, .merk .merk-sub::after { transition: none; }
}